No doubt, quite a lot involved in order to get a mortgage. You wouldn't be here on our site if you could complete a simple mortgage application and get the best loan funded the same day. We do the heavy lifting for you, so you can concentrate on what's important — preparing to move into your new home or saving money.

Getting a home loan involves four major milestones.

Step one: determine how much you can borrow

This is a function of a couple things. How much of a monthly payment can you afford? And given your unique credit and employment history, income and debt, and goals, how much will a lender loan you? You can get a good idea of your preferred payment amount using the calculators on our website. We'll also help you through different scenarios by asking a few simple questions. Based on standard lender guidelines, we'll get you a good idea of what kind of terms and loan program you can expect to benefit most from.

Step four: funding

The agents will find a title company to handle the "funding" and closing. We'll work with this company to make sure the papers your lender needs are in order, and you'll probably}likely sign everything at their officeWe coordinate with the title company to set your date to close. Since you won't have to worry about these details, you can concentrate on moving logistics, if you're going to repaint, new carpet, and the details involved in getting a new house.

You've answered some few questions, provided lots of information, applied , and Before you know it, you'll be moving! We do the legwork so you can focus on finding the new home that's right for you.